FinTech and financial services

Offshore development for UK FinTech and financial services

In short

UK FinTech and financial services firms can use dedicated offshore engineers in Sri Lanka to add capacity for product features, integrations, testing and data work, provided security, access and outsourcing oversight are designed in. TalentDock provides dedicated engineers who work under your controls, with UK GDPR transfer safeguards and IP assignment, from £1,695 a month.

Use cases

What FinTech teams build offshore

Payments and open banking

Integrations with payment processors, open banking APIs and card platforms.

Onboarding and KYC flows

Front ends and workflows around your chosen KYC/AML providers.

Test automation

Regression and API test suites that make frequent, safe releases possible.

Data and reporting

Pipelines for management information and regulatory reporting data.

Platform engineering

Infrastructure as code, CI/CD and observability.

Legacy modernisation

Refactoring older systems behind stable APIs.

Controls

Security and oversight built in

Least-privilege access

No production or customer data by default; masked or synthetic data for development.

Managed endpoints

Company devices with MFA, disk encryption and monitoring.

Contracts and audit

Managed-services agreement, DPA, IDTA or UK Addendum, confidentiality and IP assignment; evidence for your audits.

Your governance

Code review, change management and release approval stay under your control.

Regulated firms should assess any arrangement against their own outsourcing and operational resilience obligations (for example FCA SYSC 8 for material outsourcing). This page is general information, not regulatory advice.

FAQ

Frequently asked questions

Can FinTech companies use offshore developers?

Yes, with appropriate access controls, contracts, data protection safeguards and oversight documented under your own regulatory obligations.

Will offshore engineers see customer data?

Not by default. We recommend masked or synthetic data for development and tightly controlled production access.

Which roles do FinTech teams hire first?

Usually full-stack or back-end developers, QA automation and DevOps.

Who owns the code?

You do; IP is assigned through our contracts.

What does it cost?

From £1,695 per developer per month and £2,295 for DevOps and data specialists.

Sources and further reading

FCA Handbook SYSC 8 (outsourcing); ICO international transfers guidance.

Keep reading

DevOps engineers

Secure pipelines.

QA testers

Release with confidence.

SaaS development

Offshore teams for SaaS.

Add FinTech engineering capacity, safely

Tell us your stack and control requirements. We will propose a team and the security set-up to match.